Organise your money

You’ve been through what feels like a million ideas for saving money. From clipping coupons to shopping the sales, there has been a lot of pandemonium the last few months in your household. While you have saved some money from these techniques, it just doesn’t seem like enough. Have you ever considered organising? You might be surprised at the ways in which such a tactic can actually help to keep a few more dollars in your wallet.

Planning Out Meals

When you go to the grocery store, do you just throw a bunch of items into the shopping cart? By the time you clear out the fridge for the next grocery trip, so many of these items have gone bad. Food going bad is a major waste of money. Next time, make a list of exactly what you need before heading to the shop. If you’re planning to go out for dinner five times in the next two weeks, buy only enough ingredients for nine dinners. Some people are able to come up with these nine dinner ideas as they browse through the aisles of the store; others are not. People in the latter group should decide exactly what they are going to eat before walking into the supermarket.

Organising Cupboards, Pantries and Closets

This scenario has likely happened to you at some point: You’re looking for a specific pair of scissors, a special t-shirt or a certain ingredient for that cake you’re making. It’s nowhere to be found. Instead of spending hours digging it out of the back of a closest or shelf, you decide to simply go out and buy a new one. While a couple of dollars once in a rare while is not going to have a significant impact on your budget, this can really add up if you’re doing it all the time. Get all of your items organised. Throw out what is old, and keep what is still in good condition. Now you’ll know exactly where everything is, and you won’t have to buy a new one every time you need it.

Organising Coupons, Discounts, etc.

It’s also likely that you’ve found an amazing coupon at one point or another, put it in a “safe place” and then completely forgotten about it. Dedicate a particular space in your home that is reserved solely for coupons, discounts and other promotional fliers. This could be a file cabinet or a particular draw in the kitchen. Wherever it is, just be certain that it’s organized. Put the coupons into envelopes labeled “food,” “entertainment” and so forth. Doing so will prevent you from having to search through a huge pile every single time you want a coupon. Remember, coupons are only good if they are actually being used. As you’re clearing out the drawer for coupon space, look for old or lost items. What’s even better than organising the items that you actually need? Making a few extra quid by selling things that you don’t want at a garage sale.

Bills and Budgets

In order for organisation to truly help you with your financial situation, you must consider bills and budgets as an important part of it. Get a filing cabinet to keep all of your bills, receipts and donation slips so that you’re ready to go when tax season rolls around. Such a system also provides an accurate and up-to-date record in the event that you need to go back and look at old financial information. Open up a new Microsoft Excel document, and start a monthly budget. List all of your necessary expenses, and figure out how much money is left over at the end of each money for entertainment and savings. As a bill is paid off each month, mark it as “done” in the Excel worksheet.

Before, you may have thought that organisation and saving money were in no way related. However, now it’s clear that they are. If you haven’t been motivated to get your home and financial affairs organised in the past, this might just be the encouragement that you need. Once you start to organise your life, you will likely notice that you have more control over your financial affairs and matters.